Guides

Plain-language guides to life insurance in Nepal — how policies work, how much cover you actually need, how to claim, your rights as a policyholder, and how to choose between term and endowment plans. Written for Nepali families and backed by Nepal Insurance Authority data, not agent sales pitches.

Life Insurance Premiums in Nepal Explained: What You Pay and Why

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Guides

Life Insurance Premiums in Nepal Explained: What You Pay and Why

Your premium is the price tag of your life insurance, but very few buyers in Nepal can explain what actually sets that number, or what happens…

04 Jun 2026 ⏱ 7 min read

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Why Life Insurance in Nepal Is Non-Negotiable (And Why Waiting Costs You More)

Most Nepalis know they should have life insurance. Very few understand why — beyond the vague idea that “something might happen.” That gap between knowing and…

01 Jun 2026 · ⏱ 6 min Read →

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5 Life Insurance Mistakes Nepalese Policyholders Make (And How to Avoid Them)

How to avoid the pitfalls that lead to claim rejections and financial loss. Buying a life insurance policy is one of the most significant financial commitments…

28 May 2026 · ⏱ 4 min Read →

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Immediate emergency protection or saving for a specific future milestone?

If your family relies on the income you earn abroad, their financial stability is tied to your well-being. You can use Nepal’s evolving life insurance market…

17 May 2026 · ⏱ 4 min Read →

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Term Insurance vs Endowment Insurance in Nepal — Which One Should You Buy?

Agents hate this guide. Because this guide tells you the truth they can’t afford to tell you. Endowment insurance pays an agent far more commission than…

01 May 2026 · ⏱ 7 min Read →

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How Much Life Insurance Do You Need in Nepal? Calculate the Right Amount

How Much Life Insurance Do You Need in Nepal? Calculate the Right Amount Most Nepali insurance buyers choose their sum assured based on what their agent…

28 Apr 2026 · ⏱ 6 min Read →

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