Plain-language guides for Nepali families — written to help you understand, compare, and choose the right life insurance.
Sanima Reliance Life Insurance was formed from the merger of Sanima Life and Reliance Life. It offers one of the most competitive term premiums in Nepal…
Prabhu Mahalaxmi Life Insurance was formed from the merger of Prabhu Life and Mahalaxmi Life — two companies that NIA required to consolidate as part of…
LIC Nepal is the Nepali arm of LIC India — the largest life insurer in Asia and one of the biggest in the world. When you…
National Life Insurance offers the highest endowment bonus rate in Nepal — Rs. 63–85 per 1,000 sum assured per year, no other insurer matches it. Its…
Data note: All claim settlement ratios sourced from NIA Annual Report FY 2081/82, Schedule 14 & 15. Formula: Claims Paid ÷ (Claims Paid + Outstanding) ×…
Agents hate this guide. Because this guide tells you the truth they can’t afford to tell you. Endowment insurance pays an agent 5 to 10 times…