Last updated: May 2026
Please read these Terms and Conditions carefully before using nepallifeinsurance.com. By accessing or using this website, you agree to be bound by these terms. If you do not agree, please do not use this site.
1. Acceptance of Terms
These Terms and Conditions govern your use of nepallifeinsurance.com and all tools, content, and features available on it. We reserve the right to update these terms at any time. Continued use of the site after any changes constitutes your acceptance of the revised terms.
2. Informational Purpose Only
All content on this website — including articles, guides, premium estimates, claim settlement ratios, and comparison tables — is provided for general informational and educational purposes only. Nothing on this site constitutes professional financial, legal, or insurance advice. Always consult a licensed insurance agent or broker registered with Nepal Beema Pradhikaran (NIA) before making any insurance purchase decision.
3. Use of Our Tools
The premium calculator and plan comparison table are estimation tools only. Results are based on publicly available data and may not reflect actual premiums, which depend on your individual circumstances, health, occupation, and the insurer’s current rate schedule. nepallifeinsurance.com accepts no responsibility for decisions made based on tool outputs.
4. Lead Referrals and Agent Directory
When you submit a quote request or contact form, your details may be shared with a licensed NIA-registered insurance agent who can assist you. This referral is free to you. We do not earn commission from insurance companies. Agents listed in our directory are independent professionals — nepallifeinsurance.com does not guarantee their services or any policy outcome.
5. User Conduct
You agree not to:
- Use this site for any unlawful purpose
- Attempt to gain unauthorised access to any part of the site or its systems
- Submit false, misleading, or fraudulent information via any form
- Scrape, copy, or reproduce content from this site without written permission
6. Intellectual Property
All content on nepallifeinsurance.com — including text, graphics, tools, and code — is the property of nepallifeinsurance.com and is protected under applicable intellectual property laws. You may share links to our content but may not reproduce or republish it without written permission.
7. Third-Party Links
This site may contain links to third-party websites, including insurance company websites and NIA publications. These links are provided for convenience only. We have no control over, and accept no responsibility for, the content or practices of any third-party site.
8. Limitation of Liability
To the fullest extent permitted by law, nepallifeinsurance.com, its owner, and contributors shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of this website or reliance on any information or tool provided here. All use is entirely at your own risk.
9. Privacy
Your use of this site is also governed by our Privacy Policy, which is incorporated into these terms by reference.
10. Governing Law
These Terms and Conditions are governed by the laws of Nepal. Any disputes arising from your use of this site shall
Use this site for any unlawful purpose
Attempt to gain unauthorised access to any part of the site or its systems
Submit false, misleading, or fraudulent information via any form
Scrape, copy, or reproduce content from this site without written permission
11. Contact
If you have any questions about these terms, please contact us via the Contact page.