Get your family's life insurance right — the first time.
Answer 5 quick questions and see your strongest matches across every life insurer in Nepal — compared on what actually matters: claims record, financial strength and price. Plain language, under 2 minutes, the whole market at a glance.
See your best match
Tell us two things — we'll line up all 14 insurers against your profile.
Free · 2 min · no signup · 14 insurers
First time here? Answer 5 questions to see your best plan from all 14 Nepal life insurers — free, no login, under 2 minutes. Start →
Build your coverage plan
How it works — 3 simple steps
Tell us about your family
Your age, income, family size, and a few quick profile questions. No jargon. Under 2 minutes.
Start here →See your best matches
We compare all 14 insurers against your profile — premiums, claim ratios and plan value, straight from the NIA Annual Report. Real numbers, side by side.
See your matches →Connect with your advisor
Pick your plan and get matched to a verified local advisor. Free to contact — no obligation.
Get started →How we compare
Every insurer matters.
Claims record, front and centre
We put each insurer's claim-settlement ratio in plain view — a core signal of who actually pays out when your family needs it most — weighed alongside financial strength and price.
Financial strength in plain view
We show each insurer's life fund — its financial strength — for all 14, so you can see who is built to honour a payout decades from now.
The whole market, one view
All 14 insurers, real premiums and claim data, in plain language — so you decide in minutes, with the whole picture in front of you.
Tax Efficiency
Save up to NPR 11,600 in income tax
Nepal's Income Tax Act lets you deduct up to NPR 40,000 in premiums. At the top marginal rate of 29%, that saves NPR 11,600. Calculate your exact saving on the new FY 2083/84 slabs (effective mid-July 2026).
Policy types
Five policy types available in Nepal
Term gives the highest cover for the lowest premium — pure death benefit, no savings. Endowment and whole life return money. Child plans lock in a fixed payout for education. ULIPs link returns to equity markets.
Free — no login required
All our free tools
Compare, calculate, and decide — all in one place. Every tool uses live NIA data.
Find Your Plan
Answer 5 questions — get a personalised match from all 14 insurers.
Premium Calculator
Indicative premiums for any insurer, age, sum assured, and term.
Side-by-Side Comparison
Compare any combination of insurers across all plan types at once.
Tax Savings Calculator
See exactly how much NPR you save on income tax with a life policy.
Coverage Need Assessment
Calculate the right sum assured based on your income and obligations.
Retirement Calculator
Plan your corpus target and compare which insurer gets you there.
Surrender Calculator
Check surrender value and best timing before cancelling a policy.
Learn & compare
Guides to help you choose
Why Life Insurance in Nepal Is Non-Negotiable (And Why Waiting Costs You More)
June 1, 2026 · 6 min read
5 Life Insurance Mistakes Nepalese Policyholders Make (And How to Avoid Them)
May 28, 2026 · 4 min read
Immediate emergency protection or saving for a specific future milestone?
May 17, 2026 · 4 min read
From our users
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Common questions