/* ═══════════════════════════════════════════════════════
   NLI — Nepal Life Insurance · Site Stylesheet
   Design: Clean editorial · Nepal flag white & crimson
   ═══════════════════════════════════════════════════════ */

/* ── Variables ─────────────────────────────────────────── */
:root {
  --red:       #C0392B;
  --red-d:     #962D22;
  --red-l:     #E74C3C;
  --red-bg:    #FEF2F1;
  --ink:       #111827;
  --ink-m:     #374151;
  --ink-s:     #6B7280;
  --ink-xs:    #9CA3AF;
  --white:     #FFFFFF;
  --off:       #F9FAFB;
  --border:    #E5E7EB;
  --border-d:  #D1D5DB;
  --gold:      #B45309;
  --gold-bg:   #FFFBEB;
  --green:     #065F46;
  --green-l:   #10B981;
  --green-bg:  #ECFDF5;

  --font-head: 'Lora', Georgia, serif;
  --font-body: 'Plus Jakarta Sans', system-ui, sans-serif;

  --radius-sm: 6px;
  --radius:    12px;
  --radius-lg: 18px;
  --shadow-sm: 0 1px 3px rgba(0,0,0,.08);
  --shadow:    0 4px 20px rgba(0,0,0,.08);
  --shadow-lg: 0 12px 40px rgba(0,0,0,.10);

  --max:       1160px;
  --gap:       28px;
}

/* ── Reset ──────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: var(--ink);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--red); text-decoration: none; transition: color .2s; }
a:hover { color: var(--red-d); }

/* ════════════════════════════════════════════════════════
   HEADER
═══════════════════════════════════════════════════════ */
.nli-header {
  position: sticky;
  top: 0;
  z-index: 200;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}
.nli-header-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px;
  height: 64px;
  display: flex;
  align-items: center;
  gap: 32px;
}

/* Logo */
.nli-logo {
  font-family: var(--font-head);
  font-size: 20px;
  font-weight: 700;
  color: var(--ink) !important;
  text-decoration: none;
  white-space: nowrap;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  gap: 10px;
}
.nli-logo-icon {
  width: 34px; height: 34px;
  background: var(--red);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.nli-logo-icon svg { width: 20px; height: 20px; fill: #fff; }
.nli-logo span { color: var(--red); }

/* Primary nav */
.nli-nav {
  display: flex;
  align-items: center;
  gap: 4px;
  flex: 1;
}
.nli-nav a {
  font-size: 13.5px;
  font-weight: 500;
  color: var(--ink-m) !important;
  padding: 6px 12px;
  border-radius: var(--radius-sm);
  transition: background .15s, color .15s;
  white-space: nowrap;
}
.nli-nav a:hover,
.nli-nav a.current { background: var(--red-bg); color: var(--red) !important; }
.nli-nav a.nli-nav-cta {
  background: var(--red);
  color: var(--white) !important;
  padding: 7px 16px;
  border-radius: 8px;
  margin-left: 8px;
}
.nli-nav a.nli-nav-cta:hover { background: var(--red-d); }

/* Language toggle */
.nli-lang {
  display: flex;
  align-items: center;
  gap: 2px;
  background: var(--off);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 3px;
  flex-shrink: 0;
}
.nli-lang button {
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 600;
  padding: 4px 10px;
  border: none;
  background: transparent;
  color: var(--ink-s);
  cursor: pointer;
  border-radius: 6px;
  transition: background .15s, color .15s;
}
.nli-lang button.active {
  background: var(--white);
  color: var(--ink);
  box-shadow: var(--shadow-sm);
}

/* Mobile hamburger */
.nli-burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 6px;
  margin-left: auto;
  background: none;
  border: none;
}
.nli-burger span {
  display: block;
  width: 22px; height: 2px;
  background: var(--ink);
  border-radius: 2px;
  transition: transform .25s, opacity .25s;
}
.nli-burger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nli-burger.open span:nth-child(2) { opacity: 0; }
.nli-burger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile nav drawer */
.nli-mobile-nav {
  display: none;
  flex-direction: column;
  background: var(--white);
  border-top: 1px solid var(--border);
  padding: 12px 16px 20px;
  gap: 4px;
}
.nli-mobile-nav.open { display: flex; }
.nli-mobile-nav a {
  font-size: 15px;
  font-weight: 500;
  color: var(--ink-m) !important;
  padding: 10px 12px;
  border-radius: var(--radius-sm);
}
.nli-mobile-nav a:hover { background: var(--red-bg); color: var(--red) !important; }

@media (max-width: 860px) {
  .nli-nav { display: none; }
  .nli-lang { display: none; }
  .nli-burger { display: flex; }
}

/* ════════════════════════════════════════════════════════
   BREADCRUMBS
═══════════════════════════════════════════════════════ */
.nli-bc {
  background: var(--off);
  border-bottom: 1px solid var(--border);
}
.nli-bc-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 9px 24px;
  font-size: 12.5px;
  color: var(--ink-s);
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 4px;
}
.nli-bc-inner a { color: var(--ink-s); }
.nli-bc-inner a:hover { color: var(--red); }
.nli-bc-sep { opacity: .5; }
.nli-bc-inner span { color: var(--ink-m); font-weight: 500; }

/* ════════════════════════════════════════════════════════
   HOMEPAGE HERO
═══════════════════════════════════════════════════════ */
.nli-home-hero {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 72px 24px 64px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.nli-home-hero::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: var(--red);
}
.nli-home-hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--red);
  margin-bottom: 20px;
}
.nli-home-hero-eyebrow::before,
.nli-home-hero-eyebrow::after {
  content: '';
  display: block;
  width: 28px;
  height: 1px;
  background: currentColor;
  opacity: .4;
}
.nli-home-hero h1 {
  font-family: var(--font-head);
  font-size: clamp(32px, 5vw, 56px);
  font-weight: 700;
  color: var(--ink);
  line-height: 1.15;
  max-width: 760px;
  margin: 0 auto 20px;
  letter-spacing: -.02em;
}
.nli-home-hero h1 em {
  font-style: italic;
  color: var(--red);
}
.nli-home-hero p {
  font-size: 17px;
  color: var(--ink-s);
  max-width: 560px;
  margin: 0 auto 36px;
  line-height: 1.75;
}
.nli-hero-btns {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
}
.nli-btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--red);
  color: var(--white) !important;
  font-weight: 600;
  font-size: 15px;
  padding: 13px 26px;
  border-radius: 10px;
  transition: background .2s, transform .15s, box-shadow .2s;
  border: 2px solid var(--red);
}
.nli-btn-primary:hover {
  background: var(--red-d);
  border-color: var(--red-d);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(192,57,43,.25);
}
.nli-btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--ink) !important;
  font-weight: 600;
  font-size: 15px;
  padding: 13px 26px;
  border-radius: 10px;
  border: 2px solid var(--border-d);
  transition: border-color .2s, background .2s;
}
.nli-btn-outline:hover { border-color: var(--red); background: var(--red-bg); }

/* Trust strip */
.nli-trust-strip {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 0;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  background: var(--off);
}
.nli-trust-item {
  flex: 1;
  min-width: 140px;
  max-width: 220px;
  padding: 20px 16px;
  text-align: center;
  border-right: 1px solid var(--border);
}
.nli-trust-item:last-child { border-right: none; }
.nli-trust-num {
  font-family: var(--font-head);
  font-size: 26px;
  font-weight: 700;
  color: var(--red);
  line-height: 1;
  margin-bottom: 4px;
}
.nli-trust-lbl {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: var(--ink-s);
}

/* ════════════════════════════════════════════════════════
   TOOL CARDS (homepage grid)
═══════════════════════════════════════════════════════ */
.nli-section {
  max-width: var(--max);
  margin: 0 auto;
  padding: 56px 24px;
}
.nli-section-hd {
  text-align: center;
  margin-bottom: 40px;
}
.nli-section-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--red);
  margin-bottom: 10px;
}
.nli-section-title {
  font-family: var(--font-head);
  font-size: clamp(22px, 3vw, 32px);
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 8px;
}
.nli-section-sub {
  font-size: 15px;
  color: var(--ink-s);
  max-width: 520px;
  margin: 0 auto;
}

.nli-tool-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
}
.nli-tool-card {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px 26px;
  transition: border-color .2s, box-shadow .2s, transform .2s;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.nli-tool-card:hover {
  border-color: var(--red);
  box-shadow: var(--shadow);
  transform: translateY(-3px);
}
.nli-tool-icon {
  width: 48px; height: 48px;
  background: var(--red-bg);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
}
.nli-tool-title {
  font-family: var(--font-head);
  font-size: 18px;
  font-weight: 600;
  color: var(--ink);
}
.nli-tool-desc {
  font-size: 14px;
  color: var(--ink-s);
  line-height: 1.65;
  flex: 1;
}
.nli-tool-link {
  font-size: 13px;
  font-weight: 600;
  color: var(--red);
  display: flex;
  align-items: center;
  gap: 5px;
}
.nli-tool-link::after { content: '→'; transition: transform .2s; }
.nli-tool-card:hover .nli-tool-link::after { transform: translateX(4px); }

/* ════════════════════════════════════════════════════════
   ARTICLE / BLOG LAYOUT
═══════════════════════════════════════════════════════ */
.nli-blog-wrap {
  max-width: var(--max);
  margin: 0 auto;
  padding: 48px 24px 72px;
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 40px;
  align-items: start;
}
@media (max-width: 860px) { .nli-blog-wrap { grid-template-columns: 1fr; } }

/* Article card grid (archive) */
.nli-archive-grid {
  display: grid;
  gap: 24px;
}
.nli-article-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  display: grid;
  grid-template-columns: 200px 1fr;
  transition: box-shadow .2s, border-color .2s;
}
.nli-article-card:hover { box-shadow: var(--shadow); border-color: var(--border-d); }
@media (max-width: 600px) { .nli-article-card { grid-template-columns: 1fr; } }
.nli-article-img {
  aspect-ratio: 4/3;
  object-fit: cover;
  width: 100%;
  height: 100%;
  background: var(--off);
}
.nli-article-body { padding: 20px 22px; display: flex; flex-direction: column; gap: 8px; }
.nli-article-cat {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--red);
}
.nli-article-title {
  font-family: var(--font-head);
  font-size: 18px;
  font-weight: 600;
  color: var(--ink);
  line-height: 1.35;
}
.nli-article-title a { color: inherit !important; }
.nli-article-title a:hover { color: var(--red) !important; }
.nli-article-excerpt { font-size: 13.5px; color: var(--ink-s); line-height: 1.6; flex: 1; }
.nli-article-meta { font-size: 12px; color: var(--ink-xs); }

/* Single post */
.nli-single-wrap {
  max-width: var(--max);
  margin: 0 auto;
  padding: 48px 24px 72px;
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 48px;
  align-items: start;
}
@media (max-width: 860px) { .nli-single-wrap { grid-template-columns: 1fr; } }

.nli-post-header { margin-bottom: 32px; }
.nli-post-cat {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--red);
  margin-bottom: 12px;
  display: block;
}
.nli-post-title {
  font-family: var(--font-head);
  font-size: clamp(24px, 4vw, 38px);
  font-weight: 700;
  color: var(--ink);
  line-height: 1.22;
  letter-spacing: -.02em;
  margin-bottom: 16px;
}
.nli-post-meta {
  font-size: 13px;
  color: var(--ink-s);
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  align-items: center;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--border);
}
.nli-post-meta strong { color: var(--ink-m); }

.nli-post-feat-img {
  width: 100%;
  border-radius: var(--radius);
  margin-bottom: 32px;
  aspect-ratio: 16/7;
  object-fit: cover;
}

/* Post content typography */
.nli-post-content {
  font-size: 16.5px;
  line-height: 1.8;
  color: var(--ink-m);
}
.nli-post-content h2 {
  font-family: var(--font-head);
  font-size: 24px;
  font-weight: 700;
  color: var(--ink);
  margin: 40px 0 14px;
  letter-spacing: -.01em;
}
.nli-post-content h3 {
  font-family: var(--font-head);
  font-size: 19px;
  font-weight: 600;
  color: var(--ink);
  margin: 32px 0 10px;
}
.nli-post-content p { margin-bottom: 20px; }
.nli-post-content ul, .nli-post-content ol {
  margin: 0 0 20px 20px;
}
.nli-post-content li { margin-bottom: 6px; }
.nli-post-content blockquote {
  border-left: 4px solid var(--red);
  padding: 14px 20px;
  margin: 28px 0;
  background: var(--red-bg);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  font-style: italic;
  color: var(--ink-m);
}
.nli-post-content table {
  width: 100%;
  border-collapse: collapse;
  margin: 24px 0;
  font-size: 14px;
}
.nli-post-content th {
  background: var(--off);
  font-weight: 600;
  text-align: left;
  padding: 10px 14px;
  border: 1px solid var(--border);
}
.nli-post-content td {
  padding: 9px 14px;
  border: 1px solid var(--border);
  vertical-align: top;
}
.nli-post-content tr:nth-child(even) td { background: var(--off); }
.nli-post-content a { color: var(--red); text-decoration: underline; text-decoration-color: rgba(192,57,43,.3); }
.nli-post-content a:hover { text-decoration-color: var(--red); }
.nli-post-content img { border-radius: var(--radius-sm); margin: 20px 0; }
.nli-post-content code {
  background: var(--off);
  border: 1px solid var(--border);
  padding: 2px 6px;
  border-radius: 4px;
  font-size: 14px;
}

/* ════════════════════════════════════════════════════════
   SIDEBAR
═══════════════════════════════════════════════════════ */
.nli-sidebar { position: sticky; top: 80px; }
.nli-widget {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 22px 20px;
  margin-bottom: 20px;
}
.nli-widget-title {
  font-family: var(--font-head);
  font-size: 15px;
  font-weight: 600;
  color: var(--ink);
  margin-bottom: 14px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--border);
}

/* CTA widget */
.nli-widget-cta {
  background: var(--red);
  border-color: var(--red);
  text-align: center;
}
.nli-widget-cta .nli-widget-title { color: #fff; border-color: rgba(255,255,255,.2); }
.nli-widget-cta p { font-size: 13px; color: rgba(255,255,255,.8); margin-bottom: 16px; line-height: 1.55; }
.nli-widget-cta a {
  display: block;
  background: #fff;
  color: var(--red) !important;
  font-weight: 700;
  font-size: 14px;
  padding: 11px;
  border-radius: 8px;
  transition: background .2s;
}
.nli-widget-cta a:hover { background: var(--off); }

/* ════════════════════════════════════════════════════════
   PAGE — ABOUT / CONTACT / STATIC
═══════════════════════════════════════════════════════ */
.nli-page-wrap {
  max-width: 780px;
  margin: 0 auto;
  padding: 56px 24px 80px;
}
.nli-page-title {
  font-family: var(--font-head);
  font-size: clamp(26px, 4vw, 38px);
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 8px;
  letter-spacing: -.02em;
}
.nli-page-lead {
  font-size: 17px;
  color: var(--ink-s);
  margin-bottom: 36px;
  line-height: 1.7;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--border);
}
.nli-page-content {
  font-size: 16px;
  line-height: 1.8;
  color: var(--ink-m);
}
.nli-page-content h2 {
  font-family: var(--font-head);
  font-size: 21px;
  font-weight: 700;
  color: var(--ink);
  margin: 36px 0 12px;
}
.nli-page-content p { margin-bottom: 18px; }

/* Contact form */
.nli-contact-form { margin-top: 32px; display: grid; gap: 16px; }
.nli-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 600px) { .nli-form-row { grid-template-columns: 1fr; } }
.nli-form-field { display: flex; flex-direction: column; gap: 6px; }
.nli-form-field label { font-size: 13px; font-weight: 600; color: var(--ink-m); }
.nli-form-field input,
.nli-form-field select,
.nli-form-field textarea {
  padding: 11px 14px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--ink);
  background: var(--white);
  outline: none;
  transition: border-color .2s;
  width: 100%;
}
.nli-form-field input:focus,
.nli-form-field select:focus,
.nli-form-field textarea:focus { border-color: var(--red); }
.nli-form-field textarea { resize: vertical; min-height: 120px; }
.nli-form-submit {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--red);
  color: var(--white);
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 600;
  padding: 13px 28px;
  border: none;
  border-radius: 10px;
  cursor: pointer;
  transition: background .2s, transform .15s;
}
.nli-form-submit:hover { background: var(--red-d); transform: translateY(-1px); }

/* ════════════════════════════════════════════════════════
   FOOTER
═══════════════════════════════════════════════════════ */
.nli-footer {
  background: var(--ink);
  color: rgba(255,255,255,.55);
  font-size: 13.5px;
}
.nli-footer-top {
  max-width: var(--max);
  margin: 0 auto;
  padding: 52px 24px 40px;
  display: grid;
  grid-template-columns: 260px 1fr 1fr 1fr;
  gap: 40px;
}
@media (max-width: 860px) { .nli-footer-top { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px)  { .nli-footer-top { grid-template-columns: 1fr; } }

.nli-footer-logo {
  font-family: var(--font-head);
  font-size: 18px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 10px;
  display: block;
}
.nli-footer-logo span { color: var(--red); }
.nli-footer-tagline {
  font-size: 13px;
  line-height: 1.6;
  margin-bottom: 16px;
}
.nli-footer-social { display: flex; gap: 10px; }
.nli-footer-social a {
  width: 34px; height: 34px;
  background: rgba(255,255,255,.08);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,.6) !important;
  font-size: 13px;
  transition: background .2s;
}
.nli-footer-social a:hover { background: var(--red); color: #fff !important; }

.nli-footer-col h4 {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: rgba(255,255,255,.4);
  margin-bottom: 14px;
}
.nli-footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.nli-footer-col ul li a {
  font-size: 13.5px;
  color: rgba(255,255,255,.55) !important;
  transition: color .2s;
}
.nli-footer-col ul li a:hover { color: #fff !important; }

.nli-footer-bottom {
  border-top: 1px solid rgba(255,255,255,.08);
  text-align: center;
  padding: 18px 24px;
  font-size: 12px;
  color: rgba(255,255,255,.3);
}
.nli-footer-bottom a { color: rgba(255,255,255,.4) !important; }
.nli-footer-bottom a:hover { color: #fff !important; }

/* ════════════════════════════════════════════════════════
   LANGUAGE TOGGLE (Nepali mode)
═══════════════════════════════════════════════════════ */
body.nli-nepali .lang-en { display: none !important; }
body:not(.nli-nepali) .lang-ne { display: none !important; }

/* ════════════════════════════════════════════════════════
   PAGINATION
═══════════════════════════════════════════════════════ */
.nli-pagination {
  display: flex;
  gap: 6px;
  justify-content: center;
  padding: 40px 0 0;
  flex-wrap: wrap;
}
.nli-pagination a,
.nli-pagination span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px; height: 38px;
  border-radius: var(--radius-sm);
  font-size: 14px;
  font-weight: 500;
  border: 1px solid var(--border);
  color: var(--ink-m) !important;
  transition: background .15s, border-color .15s;
}
.nli-pagination a:hover { background: var(--red-bg); border-color: var(--red); color: var(--red) !important; }
.nli-pagination .current { background: var(--red); border-color: var(--red); color: #fff !important; }

/* ════════════════════════════════════════════════════════
   UTILITIES
═══════════════════════════════════════════════════════ */
.nli-divider {
  border: none;
  border-top: 1px solid var(--border);
  margin: 48px 0;
}
.nli-badge {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  padding: 3px 9px;
  border-radius: 4px;
}
.nli-badge-red   { background: var(--red-bg);   color: var(--red); }
.nli-badge-gold  { background: var(--gold-bg);  color: var(--gold); }
.nli-badge-green { background: var(--green-bg); color: var(--green); }

/* Astra reset — neutralise conflicting defaults */
.ast-container { max-width: none !important; }
#page { background: var(--white) !important; }