/* ── Claim Settlement Hub v1 ─────────────────────────────────────────── */
.ncs-wrap *,.ncs-wrap *::before,.ncs-wrap *::after{box-sizing:border-box}

/* Layout */
.ncs-wrap{padding-bottom:80px}
.ncs-inner{max-width:860px;margin:0 auto;padding:0 20px}
.ncs-section{padding:52px 0}
.ncs-section+.ncs-section{border-top:1px solid var(--border)}
.ncs-section-title{font-family:var(--font-head);font-size:clamp(20px,4vw,28px);font-weight:700;color:var(--ink);margin:0 0 10px;line-height:1.2}
.ncs-section-sub{font-size:15px;color:var(--ink-s);margin:0 0 32px;line-height:1.6}

/* Hero */
.ncs-hero{background:var(--nli-hero);padding:56px 24px 44px;text-align:center}
.ncs-hero-inner{max-width:760px;margin:0 auto}
.ncs-hero-eyebrow{display:inline-block;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);border-radius:20px;padding:4px 14px;font-size:12px;color:rgba(255,255,255,.8);margin-bottom:18px;letter-spacing:.04em;text-transform:uppercase}
.ncs-hero-h1{font-family:var(--font-head);font-size:clamp(24px,5vw,40px);font-weight:700;color:#fff;line-height:1.15;margin:0 0 14px;letter-spacing:-.02em}
.ncs-hero-sub{font-size:16px;color:rgba(255,255,255,.75);margin:0 0 36px;line-height:1.6;max-width:620px;margin-left:auto;margin-right:auto}
.ncs-hero-stats{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:0;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:12px;padding:8px 0;margin-bottom:20px}
.ncs-hero-stat{text-align:center;padding:14px 28px}
.ncs-hero-stat-num{display:block;font-family:var(--font-head);font-size:28px;font-weight:700;color:#fff;line-height:1}
.ncs-hero-stat-lbl{display:block;font-size:11px;color:rgba(255,255,255,.6);text-transform:uppercase;letter-spacing:.05em;margin-top:4px}
.ncs-hero-stat-div{width:1px;background:rgba(255,255,255,.2);align-self:stretch;margin:8px 0}
.ncs-hero-source{font-size:12px;color:rgba(255,255,255,.45)}
.ncs-hero-source a{color:rgba(255,255,255,.65);text-decoration:underline}
@media(max-width:560px){.ncs-hero-stat-div{display:none}.ncs-hero-stat{padding:10px 16px}.ncs-hero-stat-num{font-size:22px}}

/* Leaderboard */
.ncs-leaderboard{background:var(--white)}
.ncs-bars-wrap{display:flex;flex-direction:column;gap:10px;margin-bottom:24px}
.ncs-rank{font-family:var(--font-mono,monospace);font-size:12px;font-weight:700;color:var(--ink-s);min-width:20px;flex-shrink:0}
.ncs-co-type{font-size:11px;color:var(--ink-s);background:var(--gray-bg,#f1f5f9);border-radius:4px;padding:2px 6px;margin-left:auto;flex-shrink:0;white-space:nowrap}
.ncs-legend{display:flex;flex-wrap:wrap;gap:12px;margin-top:4px}
.ncs-legend-item{font-size:12px;font-weight:600;padding:4px 10px;border-radius:20px}
.ncs-legend-item--high{background:var(--green-bg);color:var(--green)}
.ncs-legend-item--mid{background:var(--gold-bg);color:var(--gold)}
.ncs-legend-item--low{background:var(--red-bg);color:var(--red-d)}

/* Trend table */
.ncs-trend{background:#FAFBFC}
.ncs-trend-wrap{overflow-x:auto}
.ncs-trend-table{width:100%;border-collapse:collapse;min-width:540px}
.ncs-trend-table th,.ncs-trend-table td{padding:11px 14px;text-align:left;font-size:14px;border-bottom:1px solid var(--border)}
.ncs-trend-table th{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--ink-s);background:var(--white);position:sticky;top:0}
.ncs-trend-table tbody tr:hover{background:rgba(0,0,0,.02)}
.ncs-co-link{display:flex;align-items:center;gap:8px;color:var(--ink);text-decoration:none;font-weight:500;font-size:13.5px}
.ncs-co-link:hover{color:var(--red)}
.ncs-co-dot{width:8px;height:8px;border-radius:50%;flex-shrink:0}
.ncs-td-num{text-align:right;font-family:var(--font-mono,monospace);font-size:13px;font-weight:600;white-space:nowrap}
.ncs-td-prev{color:var(--ink-s)}
.ncs-td-type{font-size:12px;color:var(--ink-s)}
.ncs-diff--up{color:var(--green);font-weight:700}
.ncs-diff--down{color:var(--red);font-weight:700}
.ncs-diff--flat{color:var(--ink-s)}

/* Explainer */
.ncs-explainer-grid{display:grid;grid-template-columns:1fr 280px;gap:48px;align-items:start}
.ncs-explainer-main p{font-size:15px;line-height:1.7;color:var(--ink-m);margin:0 0 16px}
.ncs-explainer-main p:last-child{margin-bottom:0}
.ncs-fact-card{background:var(--ink);border-radius:var(--radius);padding:24px;margin-bottom:16px;text-align:center}
.ncs-fact-card:last-child{margin-bottom:0}
.ncs-fact-card-num{font-family:var(--font-head);font-size:52px;font-weight:700;color:#fff;line-height:1}
.ncs-fact-card-label{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:rgba(255,255,255,.6);margin-bottom:12px}
.ncs-fact-card p{font-size:13px;color:rgba(255,255,255,.75);line-height:1.6;margin:0}
.ncs-fact-card strong{color:#fff}
@media(max-width:680px){.ncs-explainer-grid{grid-template-columns:1fr}.ncs-explainer-aside{display:flex;gap:12px}.ncs-fact-card{flex:1}}

/* Steps */
.ncs-steps{display:flex;flex-direction:column;gap:0}
.ncs-step{display:flex;gap:20px;padding:24px 0;border-bottom:1px solid var(--border)}
.ncs-step:last-child{border-bottom:none}
.ncs-step-n{font-family:var(--font-mono,monospace);font-size:28px;font-weight:700;color:var(--red);opacity:.35;flex-shrink:0;min-width:42px;padding-top:2px}
.ncs-step-body h3{font-family:var(--font-head);font-size:17px;font-weight:700;color:var(--ink);margin:0 0 10px}
.ncs-step-body p{font-size:15px;line-height:1.65;color:var(--ink-m);margin:0 0 8px}
.ncs-step-body p:last-child{margin:0}
.ncs-list{margin:8px 0 0 0;padding-left:20px;font-size:14px;line-height:1.8;color:var(--ink-m)}
.ncs-list li{margin-bottom:2px}

/* NIA block */
.ncs-nia{background:var(--navy-bg)}
.ncs-nia-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:16px;margin-bottom:20px}
.ncs-nia-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:20px;text-align:center}
.ncs-nia-card-icon{font-size:24px;margin-bottom:8px}
.ncs-nia-card-label{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-s);margin-bottom:6px}
.ncs-nia-card-val{font-size:15px;font-weight:600;color:var(--ink)}
.ncs-nia-card-val a{color:var(--red);text-decoration:none}
.ncs-nia-card-val a:hover{text-decoration:underline}
.ncs-nia-note{font-size:13px;color:var(--ink-s);line-height:1.6;background:var(--white);border:1px solid var(--border);border-radius:var(--radius-sm);padding:14px 16px;margin:0}

/* Lead section */
.ncs-lead-section{background:var(--white)}
.ncs-lead-wrap{max-width:640px}
.ncs-lead-hd{margin-bottom:24px}
.ncs-lead-hd h2{font-family:var(--font-head);font-size:clamp(20px,4vw,26px);font-weight:700;color:var(--ink);margin:0 0 8px}
.ncs-lead-hd p{font-size:15px;color:var(--ink-s);margin:0}
.ncs-lead-form{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:20px}
.ncs-inp{width:100%;border:1.5px solid var(--border);border-radius:9px;padding:13px 14px;font-family:var(--font-body);font-size:16px;color:var(--ink);outline:none;transition:border-color .2s;background:var(--white)}
.ncs-inp:focus{border-color:var(--red)}
.ncs-inp--full{grid-column:1/-1}
.ncs-submit-btn{grid-column:1/-1;background:var(--red);color:#fff;border:none;border-radius:9px;padding:15px 24px;font-family:var(--font-body);font-size:16px;font-weight:600;cursor:pointer;transition:background .15s}
.ncs-submit-btn:hover{background:var(--red-d)}
.ncs-submit-btn:disabled{opacity:.6;cursor:not-allowed}
.ncs-wa-btn{grid-column:1/-1;display:flex;align-items:center;justify-content:center;gap:8px;background:#25D366;color:#fff;border-radius:9px;padding:13px 24px;font-weight:600;font-size:15px;text-decoration:none;transition:background .15s}
.ncs-wa-btn:hover{background:#1EBE5D}
.ncs-ok{display:none;text-align:center;padding:36px 20px}
.ncs-ok-icon{font-size:36px;margin-bottom:10px}
.ncs-ok strong{display:block;font-size:18px;color:var(--ink);margin-bottom:6px}
.ncs-ok p{font-size:15px;color:var(--ink-s);margin:0}

/* Document Checklist */
.ncs-checklist-card{background:var(--green-bg);border:1px solid #bbf7d0;border-radius:14px;padding:20px 22px;margin-bottom:28px}
.ncs-checklist-hd{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;margin-bottom:14px;flex-wrap:wrap}
.ncs-checklist-title{font-size:15px;font-weight:700;color:#065f46;margin-bottom:3px}
.ncs-checklist-sub{font-size:12px;color:#047857}
.ncs-checklist-progress{text-align:right;flex-shrink:0}
.ncs-checklist-count{font-family:var(--font-head);font-size:14px;font-weight:700;color:#065f46;display:block;margin-bottom:4px}
.ncs-checklist-bar-wrap{width:100px;height:5px;background:#bbf7d0;border-radius:3px;overflow:hidden}
.ncs-checklist-bar{height:100%;background:#047857;border-radius:3px;transition:width .4s ease}
.ncs-checklist-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:4px}
.ncs-checklist-item{display:flex;align-items:flex-start;gap:10px;padding:9px 10px;border-radius:8px;cursor:pointer;transition:background .15s;user-select:none}
.ncs-checklist-item:hover{background:rgba(4,120,87,.06)}
.ncs-checklist-item.done .ncs-checklist-label{text-decoration:line-through;color:#9ca3af}
.ncs-checklist-box{flex-shrink:0;width:18px;height:18px;border-radius:5px;border:2px solid #a7f3d0;background:#fff;display:flex;align-items:center;justify-content:center;margin-top:1px;transition:all .15s;color:#fff}
.ncs-checklist-box.checked{background:#047857;border-color:#047857}
.ncs-checklist-label{font-size:13.5px;color:var(--ink-m);line-height:1.45}
.ncs-checklist-done{margin-top:12px;background:#dcfce7;border-radius:8px;padding:10px 14px;font-size:13px;font-weight:600;color:#065f46;text-align:center}

/* NIA Copy Block */
.ncs-nia-copy-block{margin-top:20px;background:rgba(255,255,255,.7);border:1px solid rgba(255,255,255,.9);border-radius:12px;padding:16px 18px}
.ncs-nia-copy-hd{font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,.6);margin-bottom:4px}
.ncs-nia-copy-sub{font-size:13px;color:rgba(0,0,0,.65);margin-bottom:12px;line-height:1.55}
.ncs-nia-copy-btn{display:inline-flex;align-items:center;gap:8px;background:#1f2937;color:#fff;border:none;border-radius:8px;padding:10px 18px;font-family:var(--font-body);font-size:13px;font-weight:600;cursor:pointer;transition:background .15s}
.ncs-nia-copy-btn:hover{background:#374151}
@media(max-width:520px){.ncs-lead-form{grid-template-columns:1fr}.ncs-inp--full,.ncs-submit-btn,.ncs-wa-btn{grid-column:1}}

@media(max-width:600px){.ncs-section{padding:32px 0}.ncs-hero{padding:36px 20px 28px}}

@media (prefers-reduced-motion: reduce) {
  * { transition: none !important; animation: none !important; }
}